SEPA countries list 2023

If you have a bank account in a SEPA country, you can freely and easily transfer money international to other SEPA bank accounts. SEPA stands for the Single Euro Payments Area and there are 36 SEPA countries.

Here’s a list of SEPA zone countries, including codes used for BIC, IBAN and the country’s currency.

SEPA countries where EURO is not local currency

Non SEPA countries

Not all European countries are part of the SEPA zone. Here’s an extended list of the European countries that are not in SEPA:

• Albania
• Armenia
• Azerbaijan
• Belarus
• Bosnia and Herzegovina
• Georgia
• Kazakhstan
• Kosovo
• Moldova
• Montenegro
• North Macedonia
• Russia
• Serbia
• Turkey
• Ukraine