Hotline dhujhd Customer Services: +1 (949) 508 0235

Cash Management

We serve both the corporate and private individuals with our remittance services, if you want to remit several currencies to other accounts, banks or overseas, we are able to help. We offer fast, efficient and effective fund transfer and payment facilities. To allow you to carry out your business or your life worry-free.

Benefits:

  • Simple procedure, quick processing.
  • Reasonable and competitive cost.
  • Easy to use website.

Cash Management Services that we offer:

  • CAD or USD Transfers within DNBC Financial Canada Limited system

    CAD or USD Transfers within DNBC Financial Canada Limited system

  • CAD or USD Transfers within Canada (Using Non-SWIFT system)

    CAD or USD Transfers within Canada (Using Non-SWIFT system)

  • Multi-currency Transfer around the World (With SWIFT System)

    Multi-currency Transfer around the World (With SWIFT System)

FREE Open account in minutes
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Step 1
Log in to your DNBC Financial Canada Limited Ltd account

Log in to your DNBC Financial Canada Limited Ltd account

In order to use our remittance service, you need to log in to your DNBC Financial Canada Limited personal or corporate...

Step 2
Exchange currencies if needed

Exchange currencies if needed

Depending on which currency you want to transfer to your recipient, you can use our exchange...

Step 3
Perform transfer cheaper. We deliver!

Perform transfer cheaper. We deliver!

Enter the details of your recipient’s bank. Depending on the country you are transferring...

SEPA Money Тransfers

SEPA Money Тransfers

Save on transfer fees and wire money within SEPA at some of the best rates on the market.

SWIFT Global Transfers

SWIFT Global Transfers

A solution to send and receive global transfer with reasonable fees

Foreign Exchange

Foreign Exchange

Transfer balances between currencies instantly and at competitive rates.

Transfers between own accounts

Transfers between own accounts

Open accounts for specific purposes and move funds between at any time.

Mass payments

Mass payments

Make efficient payments to multiple recipients in a single click.

FREE Transfers between users

CHEAP Transfers between users

Send money instantly to other DNBC Financial Canada Limited Ltd account holders using only their email address or mobile number.

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Cash Management Service Fees

* Effective from Jan 17th, 2022

CORPORATE ACCOUNT FEES

ACCOUNT SERVICE
Account opening fee  
Monthly Maintenance Fee 99 CAD
Internet Banking, Mobile Apps Banking
Sign up and Monthly fee subscription
Free of charge
INCOMING TRANSACTION
Incoming payments from another DNBC Account Free of charge
Non-SWIFT incoming 5 CAD
SWIFT incoming (SHA/BEN/OUR) 0.2% - min 10 CAD
OUTGOING TRANSACTION
Outgoing to another DNBC account Free of charge
Non-SWIFT Urgent D+2(1) 0.25%(3) + 25 CAD
Non-SWIFT Express D+1(1) 0.25% + 50 CAD
SWIFT Outgoing (SHA/BEN) 0.35% + 50 CAD
SWIFT Outgoing (OUR) 0.35% + 50 CAD + correspondent bank fee (if any)
Payment cancellation, modification, refund (Non -SWIFT) 10 CAD
Payment cancellation, modification, refund (SWIFT) 55 CAD
EXTRA FEE
Investigation Fee (SWIFT) 110 CAD
Recall Fee (SWIFT) 110 CAD
Due diligence fee on large amount payment(3)/ complex transaction 0.05% - max 200 CAD

Note:

  1. D – current working date, Canada time zone, 03:00 PM – 04:00 PM (cut-off time at 04:00 PM).
    D+1 – value date on the following working day, Canada time zone.
    D+2 - within 2 days from the current working day, Canada time zone.
  2. 0.25% of the total amount of transactions.
    Maximum transaction fee capped at 175 CAD for Urgent D+2. Express D+1 will be charged an additional amount of 25 CAD depending on your request.
  3. Applicable with a transaction amount over 50,000 CAD.
    This service charge is an extra fee for large transactions to check documents and scan KYC compliance. The processing fee is still fixed following the information on the above table.

OTHER SERVICES RENDERED

Account, Statement & Notification
DNBC Financial Canada Limited account statement 10 CAD Hard copy. Free when downloading via DNBCnet
Balance Certificate for a specific account 20 CAD  
DNBC Financial Canada Limited current account reference letter 50 CAD  
Express courier original copy 60 CAD To client address worldwide: DHL/FedEx
Fee for copy of SWIFT transfer 80 CAD  
SMS notification about account transactions 0.2 CAD Per message
Email notification about account transactions Free of charge  
Account closure
Closing the Corporate account after one year Free of charge  
Closing the Corporate account within 12 months 1000 CAD  

 

Information updated as of Jan 17th, 2022. The fees and charges are subject to change from time to time

 

Why Choose Us?

Low cost

Low cost

  • Our low fees and exchange rates are shown upfront.
  • Remittance cost cut down up to 90%.
  • Know the exact amount your recipient will get as you set up your transfer.
Fast

Fast

  • Really fast delivery.
  • Keep up to date with the progress of your transaction online, 24/7.
  • Status update with SMS text.
Reliably secured and trusted

Secure and trusted

  • Registration of Money Service Business (MSB).
  • Global trust and multi-offices around the world.
  • SSL/TLS encryption and cloud data.
Simple & Convenient

Simple & Convenient

  • 24/7 easy to use service, no more agents to visit and we’re here to help around the clock.
  • No more cash, no more queuing.
  • Available on mobile, tablet, and PC.

Cash Management - Frequently asked questions

1. How fast and convenient are money transfers within DNBC Financial Group if I use a corporate current account?

No matter wherever you are and whatever currency you transfer as well as whether you are using a personal account or a corporate account, all transfers between all DNBC Financial Group’s clients are free and unlimited in all currencies supported by DNBC.

There are a few things that you need in order to transfer funds to the right recipient. First of all, you and the one you transfer to would need either a personal current account or corporate current account with DNBC. Secondly, you need to login to your online banking on our website (DNBCnet) or our DNBC mobile app and choose the option to transfer money within the DNBC network and input your receiver account number for the transfer and the amount you want to transfer and that’s it, now you only need to wait for the money to be credited to your account or to your recipient’s account, this will normally take a few seconds.

2. What Is SWIFT?

SWIFT - Society for Worldwide Interbank Financial Telecommunication.

Transaction orders are transmitted between members of this network.

Each member is identified with a unique SWIFT/ BIC code.

To this day, SWIFT is the biggest and most efficient tool for international money transfer, with over 11.000 member institutions in over 200 countries, sending over 5 billions financial messages globally every year.

3. Does DNBC Financial Canada Limited offer international cash management services in terms of global transfers?

At DNBC, we offer a very competitive fee for transferring funds within the DNBC network as well as to other banks across the globe. We don’t define international transferring as a different kind of transferring so you would not be charged extra for transferring internationally compared to normal transferring outside of the DNBC network. In addition to that, DNBC also provides customers with international cash management services as an extension for our current account. These services would ensure that our customers could manage their transactions effortlessly and also to make sure the transactions would reach the destination.

Another inherent part of international transfer is exchange rate, we offer the best possible exchange rate for your transaction, better exchange rate would be applied to your transfer the larger the fund transferred is. If you have registered a multi-currency account with us, you would be able to send and receive money in any foreign currency you want without the need to exchange. The only restriction is that the foreign currency of your choosing must be in our list of supporting currencies so please contact our relationship manager to find out more about which currencies we support.

4. What Does SWIFT Code Represent?

SWIFT works by assigning each member institution a unique ID code that identifies the bank name, country, city, and branch.

For example, a member of DNBC Financial Group in Europe - DSBC Financial Europe code is: DSFE LT 21 XXX

  • The first 4 characters represent our institution (DSFE - DSBC Financial Europe).
  • The 2 following characters represent the country that the member has been based in (LT - Lithuania).
  • The other 2 following characters might be used to represent the location/city or a combination of numbers based on the organization's liking.
  • There might be an additional 3 characters of the institution’s branches.
5. How quickest way to send money overseas with DNBC Financial Group?

When it comes to wire transfer, the processing time can take about a week or more. However, clients can transfer funds faster with DNBC Financial Group with low fees. We offer various options for you to meet your demands. In general, it takes 2 business days to complete a remittance, but you can choose D or D+1 options which mean you can transfer your funds on the instructing day or the following day respectively. Please refer to the links below for more details:

With Non-SWIFT Instant Transfer, clients can make instant payments up to 15,000 CAD any time between Canadian banks who are members of the Non-SWIFT Instant system. With our online banking website (DNBCnet) or DNBC mobile apps, you will be able to access all the internet cash management services but also finish international transfer in just a few minutes.

6. What Are The Differences Between SWIFT And Non-SWIFT?

 

Difference between Non-SWIFT and SWIFT:

 

Network States of Canada. 170 countries and territories.
Currency CAD. Multiple currencies.
Transaction time 01-02 business days. 02-05 business days.
Or more depending on the relationship between the two financial institutions
Transaction limit

10,000 CAD/day for a personal account.

50,000 CAD/day for a corporate account.

Note:
This is the default limit when establishing your account.
The limit can be increased up to 200,000 CAD for personal account and 500,000 CAD for corporate account..
Contact +1 (949) 508 0235 for transaction limit update.
Transfer fees Cheaper for transfer within States of Canada. Depends on the fees of the correspondent banks involved.

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About Us

We are always proud of being an experienced Financial Institution in the global financial payment market.

We provide the best payment platform as well as worldwide money remittance service. DNBC Financial Canada Limited can assist you with different payment methods, whether it is a personal account or a business account.