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Ecommerce Merchant Account
Payment processing for businesses

Extend your services and earn more by accepting payments through money transfer from your customers.

DSBC Financial Europe enables Europe merchants to securely accept most popular digital payment methods from credit cards, ATM card payment, eWallet and more on a single platform.

Beside online payments, you can also scale your in-store business across Europe quickly and easily using our POS acquiring platform.

Enjoy a fast and reliable merchant platform that will help you provide excellent services to your customers and gets you paid!

Merchant Account Benefits

  • Set up shop anywhere in the world.
  • Single integration.
  • Accept all major credit and debit cards, including Visa, Mastercard, American Express, JCB, Maestro, Amex, VPay and more.
  • Safe & secure.
  • Accept local currencies.
  • Access new markets effortlessly.
  • Friendly Team.

FREE Open account in minutes
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How do I start collecting online payments ?

Step 1
How to start?

Create Account

  • Sign up with Email Confirmation.
  • Easily get your account in just less than 5 minutes.
Step 2
How to start?

Start Integrating!

  • Receive all the required data to start integrating into your live system.
  • Test all kinds of transactions right on your Dashboard.
Step 3
How to start?

Activating LIVE

  • Send LIVE account’s request by filling out the active form online.
  • DSBC Financial Europe will base on the information to support you.
Step 4
How to start?

Accept Payment

  • Get email confirmation for LIVE account.
  • With LIVE account, keep track of daily transactions as well as your Payout details (date, amount, status, etc…).
  • By simple steps in Dashboard, payment comes to your bank account within a few days.
Save Money

Save Money

  • DSBC Financial Europe automatically manages and supports all your customers’ payments. Therefore you don’t need a full – time paid developer to deal with those kinds of tasks, reducing your business expenses.
  • Keep all transactions safe without any further cost. Zero maintenance and no mechanical equipment costs at all stages of transactions security. DSBC Financial Europe uses advanced systems, established security protocols and cutting-edge methods.
  • DSBC Financial Europe automatically chooses wisely between many credit card payment providers based on your needs, depending on the countries you operate.
  • Compare payment providers and choose the one who offers the lowest fees for each transaction.
  • Use DSBC Financial Europe payment provider and deal with the best commission rate in the market.

Accept online payment

Start Selling in 200+ Countries & Territories

Start Selling in 200+ Countries & Territories

  • Accept major credit cards & PayPal
  • Global payments support for recurring billing
Provide the Localized Experience Buyers Expect

Provide the Localized Experience Buyers Expect

  • Mobile-Friendly
  • Branded to Match Your Website
  • Localized Checkout
  • 33 Languages
  • 100 Currencies
Integrate with Any of 120+ Carts

Integrate with Any of 120+ Carts

  • integrate with Carts like
Retain More Customers and Reduce Churn

Retain More Customers and Reduce Churn

  • Straightforward recurring billing
  • 10-20% revenue uplift with revenue recovery tools
  • Voluntary and involuntary churn prevention
Optimize the Buying Experience

Optimize the Buying Experience

  • Conversion rate optimization tools & services
  • Cart abandonment prevention
  • A/B testing
Assure Global Tax & Regulatory Compliance

Assure Global Tax & Regulatory Compliance

  • Invoice management
  • Global VAT and sales tax collecting & handling
  • Global VAT and sales tax collecting & handling

Merchant Account Service Fees

*To sign up for a Merchant Account, you have to register for the DSBC Financial Europe Corporate Account.


For newer businesses looking to grow

3.4% + €0.35

for European Union Cards

4.9% + €0.35

for non-European Union Cards

  • No minimums
  • No hidden costs
  • Basic fraud protection
  • Phone + email support


For established businesses ready to scale

Get in touch

for a custom quote

  • Tailored pricing
  • Dedicated account support
  • Advanced fraud tools
  • Integration support

This per transaction fee applies to all authorisations, authorisation reversals, 3D secure and verifications.

Merchant Account

Why Choose Us?

Low cost

Low cost

  • Our low fees and exchange rates are shown upfront.
  • Remittance cost cut down up to 90%.
  • Know the exact amount your recipient will get as you set up your transfer.


  • Really fast delivery.
  • Keep up to date with the progress of your transaction online, 24/7.
  • Status update with SMS text.
Reliably secured and trusted

Secure and trusted

  • Licensed money service operator.
  • Trusted globally. Our office in Lithuania and provide services over 132 countries.
  • SSL/TLS encryption and cloud data.
Simple & Convenient

Simple & Convenient

  • 24/7 easy to use service, no more agents to visit and we’re here to help around the clock.
  • No more cash, no more queuing.
  • Available on mobile, tablet, and PC.

Merchant Account - Frequently asked questions

1. What are the benefits and possibilities of DSBC Financial Europe merchant accounts?

Apart from the current account services, DSBC Financial Europe (DSBC) is also a merchant account provider all over the world. When you apply for DSBC’s merchant accounts, you will benefit from the tremendous advantages that we offer.

1 .The ability to accept payment cards and receive money in real-time

Nowadays, the online shopping trend is increasing dramatically around the globe. When you open a DSBC Financial Europe merchant account, not only do you utilize the features like a bank account, but also enhance your service quality and risk management.

It is obvious that your merchant account is a necessity in customer service that facilitates customers to pay conveniently online by physical or virtual cards, and this improves your revenue.

Besides, we offer an international merchant account for you. Therefore, your account will get paid instantly in different currencies when it comes to global e-commerce.

2. Increasing security

We apply the highest standards of security for merchants with PCI-DSS compliance, Tokenization & 3D- Secure Transaction features for every single transaction to prevent fraud and ensure confidentiality. Your client’s datas will be protected and they will trust your brand with the highly secure online merchant account.

3. Lowest merchant account fees

DSBC Financial Europe is proud of our best-in-class EU merchant account services that support your businesses to grow sustainably with low operating costs. We also offer free online merchant account opening, which may be an ideal choice for your online businesses.

4. Smart cash management

SBC Financial Europe will help you manage your capital in an organized way with detailed monthly statements of all transactions that have been made. Thanks to the international merchant account, you can track payment reports in currencies and payment methods and more through an online interface where you can log in any time, anywhere with an internet connection.

By reviewing the customer's payment history, you can easily deal with finance management, cash flow and profits.

2. What is the difference between a merchant account of DSBC Financial Europe and other merchant accounts?

There are a massive amount of payment service providers (PSP) in Europe and in the world, but to be advised - all merchant accounts are not equal in terms of service quality and security. Here are some factors to consider DSBC Financial Europe merchant account services as your optimized choice among others.

Tailored to your business

As we can synchronize your merchant account at DSBC Financial Europe to your business brand recognition.

Industry experience.

We are proud of our more than 10 years of experience in corporate clients’ consultation in the fields of financial services, company incorporation and tax advisory services, etc. that can assist your business to thrive globally. We are one of the top merchant account providers that you can rely on.

Commitment to data security.

Your merchant account information and your customer payments will be put on top priority with DSBC Financial Europe. With our highly secure system, your data will be protected against any fraud and cybercrimes.

Customer support.

When you are first introduced to a new interface, you may need to be trained and supported, and we always certainly accompany you whenever you have inquiries.

3. How to get a merchant account for online business?

To obtain an EU/international merchant account for online business you can follow the below steps:

Option 1

Step1: You can visit our website ( and click to “Open an account” on the top right corner.

Step2: In the “Type of DSBC Financial Europe Account” you should click to Corporate account if your business is incorporated in the EU or Offshore account if your business is based outside of the EU. Then fill out all the required fields.

Step3: In the “Recommended Service” you should tick merchant account

Step4: fulfill your personal information and click submit.

Step5: Our relationship manager will get in touch with you for support.

Option 2

Step1: Send request email to [email protected].

Step2: Our relationship manager will get in touch with you for support.

However, please mind that to sign up for a new merchant account, you have to register for the DSBC Financial Europe Corporate Account or Offshore Account in advance.

4. What are the merchant account and payment gateway?

Merchant account and payment gateway are integral parts of an e-commerce merchant. The 2 elements support online business and digital commerce perform seamlessly and instantly by accepting payment from online cards and collecting money for merchants in their own bank account.

A payment gateway is referred to the technology that connects merchants to payment networks. The term literally means a sophisticated system including payment processing, fraud prevention engine, data analytics, recognition functions, etc. that facilitates card payments possible.

A merchant account is an account that enables your merchants to process online card payments. When your customers pay, the funds will be deposited into your retail merchant account. It depends on the designated schedule as determined by your payment gateway, funds are automatically transferred to your corporate account from your retail merchant account.

With DSBC Financial Europe, you can discover our one-stop-shop services, from merchant accounts to payment gateways, current account for personal and business as well as offshore entities with international Master Prepaid cards which assist you to go global with possibility.

5. When will I receive funds in my corporate banking account from the credit/debit/prepaid card online payments?

In general, the timeline for receiving money from customer’s payments is 15 days since the date your client made a transaction. However, this schedule may fluctuate in different industries because of the product or service type that your company is doing business. To track the processing time, you are encouraged to log into your internet banking account at for more details. If there are some unusual transactions, we will alert you by email or notifications on your DSBCnet account. In a few circumstances, your relationship manager will contact you directly to inform the payment status and support you to clear this pending issue.

6. What if I need to terminate my merchant account early?

DSBC Financial Europe encourages you to continuingly use your merchant accounts for sales and e-commerce purposes minimum in 1 year. Nevertheless, for some reasons, you might want to terminate the merchant account service, you need to inform DSBC Financial Europe for support by sending a cancellation email to [email protected] and provide your details in the email. There is no cancellation fee for the merchant account. Processing time for the early contract ending is from 3 to 5 working days. Later on,DSBC Financial Europe will confirm to you the status of your request via email. Please mind that your corporate account still works and you can make transactions as normal.

In case you no longer want to continue using your DSBC Financial Europe corporate account, you can request to terminate the account by following the DSBC regulations or contact your relationship manager for support.

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About Us

We are always proud of being an experienced Financial Institution in the global financial payment market.

We provide the best payment platform as well as worldwide money remittance service. DNBC Financial Canada Limited can assist you with different payment methods, whether it is a personal account or a business account.