Hotline dhujhd Customer Services: +370 5240 5555

About "DSBC Financial Europe" UAB Personal Current Account

Opening a  "DSBC Financial Europe" UAB free personal current account benefits your life's quality by offering a wide range of possibilities - from a simple local vendor shopping for groceries to global money remittance.

Your current account is much more than just a single convenient online payment method. As a "DSBC Financial Europe" UAB member, you will have access to all of the features and benefits as highlighted below.

Open an account

Get Your Suitable Package

Premium Package


Let balance your currency for global engagement

Elite Package

Monthly Personal Account maintenance fee

By applying for Personal Account

  • Free to Open Account
  • Free Monthly Maintenance Fee
  • Unique IBAN
  • Ability to Revalue Transactions
  • No Hidden Fee or Transactions
  • 24/7 Secured Transactions
  • Spend in over Most Currencies at The Market Exchange Rate to EUR
  • Invoicing a Unique Currency (Euro) by Multi-Currency System
  • Easy to Upgrade to Premium from Your Current Packages (Elite, Standard)

*Free Monthly Maintenance Fee applied when the monthly transaction (exchanged to EUR) via SWIFT is maintained over 30,000 EUR

Elite Package


All-in-one package taking away all your worries

Elite Package

Monthly Personal Account maintenance fee

By applying for

Personal Account + Payment Card

  • Free Account Opening Fee
  • No hidden fees or transactions
  • Unique IBAN
  • Secure 24/7 online service
  • Contactless payment in over 190 countries
  • Digital or physical card
  • Second card maintenance fee: Free
  • Cash withdraw anywhere
Standard Package


You know what you need and we got that covered

Standard Package

Monthly Personal Account maintenance fee

  • Free Account Opening Fee
  • No hidden fees or transactions
  • Unique IBAN
  • Secure 24/7 online service
  • Best for transferring-only purpose

Introducing the Payroll Account

Premium service exclusively for employees of the year

If you are looking for the smartest tool to manage your incoming salaries, then you have come to the right place! We are proud to offer you our best deal for upcoming paydays. For expats working outside of Europe finding the right money remittance services such as: receive payments, send money to family, pay for utility bills or mortgage loans in your hometowns, the “DSBC Financial Europe” UAB Payroll Account is the perfect solution. Check it out now!

Take control of your income, your money, and your life!

We are here to help you achieve your goals with ease, featuring these unique services that we offer:

  • €2,000 daily cash withdrawal limit.
  • Worldwide fund transfer with "DSBC Financial Europe" UAB MasterCard.
  • Convenient payment with a digital card.
  • Free Personal Relationship Manager contact point.
  • Money remittance tracking system with instant mobile alert.
  • Make and receive international payments with multi-currency accounts.
  • Chargeless transactions within the "DSBC Financial Europe" UAB network.
  • Payday arrives sooner for our personal customers.

FREE Open account in minutes
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Benefits of 
 International Corporate Account

Benefits of
Personal Current Account

Eligible Criteria


If you want to apply with us, please refer to our eligibility criteria:

  • Age requirement of 16 or above.


  • Proof of ID in the form of a passport (colour scan of the first 2 full pages).
  • Proof of residency, this can be utility bills or bank/mortgage statements or payment card statements within the last 3 months, or your current valid driving license.
Manage your finance seamlessly

Manage your finance seamlessly

Get your free personal account in minutes

Transfer money with comparative foreign exchange rates.

Order your card for free

Pay, and withdraw money anywhere in the world.

Instant notifications

Get notified whenever money is sent into your account or when you use your Payment Card.

Tell Me More About Payment Card Tell Me More About Payment Card

Send money without boundaries

Send money without boundaries

Advanced "DSBC Financial Europe" UAB internal transfer system

Free internal money remittance service for clients within "DSBC Financial Europe" UAB network.

Deposits to DSBC current account

You can deposit your IBAN account via SEPA and SWIFT. Processing time depends on your transfer option.

For example:

If you deposit your DSBC account via normal SEPA transfer, fund will be credited in the next 2 days.
It may take from 2 to 5 business days when it comes to SWIFT transfer.

Automated transaction tracking system

Our system allows Personal and Corporate Clients to track real-time incoming and outgoing transactions on their accounts.

Simple and transparent money transfer

Fees are remarkably understandable for transfer in Euro currency. Plus, clients will always be informed about how much money the beneficiary will receive.

Keep Me Up To Date Keep Me Up To Date

Why choose "DSBC Financial Europe" UAB

As a payment institution specialised in cross-border money remittance service, "DSBC Financial Europe" UAB is confident to offer its clients the exceptional transfer gateway that can process transactions rapidly. Be prepared. The best is yet to come. We’ve got your back.

Low Cost

Low Cost

  • Our fees & exchange rates are shown upfront.
  • Remittance cost cut down up to 90%.
  • The exact amount received by your recipient will be known as you set up your transfer.


  • Fast remittance with the lowest cost.
  • Smart & simple payment gateway.
  • SMS text will keep up-to-date of your transactions online, 24/7.
Secure & Trusted

Secure & Trusted

  • SSL/TLS encryption & cloud data.
  • Licensed financial institution having the headquarter in Lithuania.
  • Trusted globally by providing services for over 132 countries.
Simple & Convenient

Simple & Convenient

  • No more cash, no more queuing.
  • Available on many electronic devices.
  • Friendly interface, no need to visit, we’re here to help around the clock.

FAQs - Personal Account

Find out more help for your business today with some commonly asked questions. If you have any question that you cannot find the answer to, please use the contact contact us page!

Frequently Asked Questions Frequently Asked Questions

Personal Account - Frequently asked questions

1. How can I open a personal current account online?

You can easily open a personal current account with DSBC in a matter of seconds and at no additional cost by filling out our application form on our website. This can be found either on the personal account features tab or on the top right corner of our website. We will then contact you to complete the identification process and you will be able to use all of DSBC Financial Europe's benefits right after the 1st deposit of €500 is made.

After the process of opening an account is done, you would gain many benefits of being a DSBC’s customer including secure online banking, ability to transfer money internationally as well as exchange currency at a favourable rate. 

In addition, we also provide corporate accounts for our business customers including current account, merchant account and payment gateway functions with many more benefits for businesses with a very straight forward process as well. Please visit our website for the more information about the latest promotions and other accounts’ benefits 

If you ever encounter any difficulties during the account opening process, please contact us via email: [email protected] or our hotline at: +370 5 240 5555.

2. What Is SWIFT?

SWIFT - Society for Worldwide Interbank Financial Telecommunication.

Transaction orders are transmitted between members of this network.

Each member is identified with a unique SWIFT/ BIC code.

To this day, SWIFT is the biggest and most efficient tool for international money transfer, with over 11.000 member institutions in over 200 countries, sending over 5 billions financial messages globally every year.

3. What Does SWIFT Code Represent?

SWIFT works by assigning each member institution a unique ID code that identifies the bank name, country, city, and branch.

For example DSBC Financial Europe BIC code is: DSFE LT 21 XXX

  • The first 4 characters represent our institution (DSFE - DSBC Financial Europe).
  • The 2 following characters represent the country we are based in (LT - Lithuania).
  • The other 2 following characters might be used to represent the location/city or a combination of numbers based on the organization's liking.
  • There might be an additional 3 characters, which are the institution’s branches.
4. How old must I be to open an International Account with DSBC Financial Europe?

You can become a DSBC Financial Europe's client and gain full benefits from our personal accounts at the age of 16. If you are younger than 16, you would need a legal representative to open the account in their name and take responsibility for you when using our services. 

To open account with us, you would need to finish the identification procedure for the registering process, you would need to provide us with an international personal documentation, ie. a passport or ID card. 

After you finish the registering process with us, you will receive an online banking (DNBCnet) account and you can start using our services from that moment onward. For ease of use in everyday activity, you can order a debit/prepaid card from DSBC which would be sent to you via postal services as quickly as 2 working days.

However after that process, there would be no more paperwork to fill and you can enjoy many benefits like managing your account anywhere, a multi-currency account if you travel a lot and no limits in transferring transactions around the globe (We may need you to prove your identification if you want to transfer a large sum of money). You would essentially receive an international account when you open an account with us.

5. What Are The Differences Between SWIFT And SEPA?


Difference between SEPA and SWIFT:


Network 28 + 3 EU/EEA countries. 118 countries and territories.
Currency EURO. Multiple currencies.
Transaction time 01-02 business days. 02-05 business days.
Or more depending on the relationship between the two payment institutions.
Maximum amount transferred per day 15,000 EUR/day Unlimited.
Note: The maximum amount can be pre-set when establishing your account.
Transfer fees Cheaper for transfer within the EU/EEA region. Depends on the number of correspondent banks involved.
6. Can I Send And Receive Transfer In Other Currencies?

At this time, with DSBC SWIFT transfer, you can send money from your Euro account to other accounts in any other currencies.

However, when you receive payments in other currencies, the fund will be automatically converted to Euro in your DSBC Financial Europe current account.

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We offer plenty of other EU Accounts & Services with awesome features

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Savings With 30% Off Maintenance Fee When Opening A New Corporate Account with DNBC - SPECIAL OFFER

Elite Package: 50% Off Monthly Account Maintenance Fee - A Solution For New Individual Customers

SPECIAL OFFER: Free Account Opening Fee - Save €550 For Your Business Today

(Expired) Enjoy free 03 months of account management fee when opening a Personal and Corporate account with DSBC Financial Europe!

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About Us

We are always proud of being an experienced Financial Institution in the global financial payment market.

We provide the best payment platform as well as worldwide money remittance service. "DSBC Financial Europe" UAB can assist you with different payment methods, whether it is a personal account or a business account.