DNBC Financial Group Personal account opening fee
Multi-currency current account opening fee
Internet banking for Personal (sign up + monthly fee)
Monthly maintenance fee
* Effective from Aug 15th, 2022
|Currency: EUR||Standard Package||ELITE Package(1)||Premium Package(6)|
|Account opening fee||Free of charge|
|Monthly Maintenance Fee||25 EUR||12 EUR||0 EUR|
| Internet Banking, Mobile Banking |
Sign up and Monthly fee subscription
|Free of charge|
|Incoming payments from another DSBC Account||Free of charge|
|SEPA incoming||5 EUR|
|SWIFT incoming (SHA/BEN/OUR)||0.2% - min 10 EUR|
|Outgoing to another DSBC account||Free of charge|
|SEPA Urgent D+1(2)||0.25%(3) + 25 EUR|
|SEPA Express D(2)||0.25% + 50 EUR|
|SWIFT Outgoing (SHA/BEN)||0.3% + 50 EUR|
|SWIFT Outgoing (OUR)|| 0.3% + 50 EUR |
+ correspondent bank fee (if any)
|Payment cancellation, modification, refund||75 EUR|
|Investigation Fee (SWIFT)||75 EUR|
|Recall Fee (SWIFT)||75 EUR|
|Due diligence fee on large amount payment (4)/ complex transaction||0.05% - max 200 EUR|
|Fee for handling funds on an account (annual rate)(5)||2.5%|
|Account, Statement & Notification|
|Account statement request||10 EUR|| Fee for hard copy. |
PDF is free when downloading via DSBCnet
|Balance Certificate for a specific account||20 EUR|
|Current account reference letter request||50 EUR|
|Express courier original copy||60 EUR||To client address worldwide: DHL/FedEx|
|Fee for copy of SWIFT transfer||55 EUR|
|SMS notification about account transactions||0.2 EUR||Per message|
|Email notification about account transactions||Free of charge|
|Closing the Personal or Corporate account after one year||Free of charge|
|Closing the Personal account within 12 months||200 EUR|
|Closing the Corporate account within 12 months||1000 EUR|
*Note: Please take note that the provided information about SWIFT Transfer above is for informational purposes. Currently, we have indirect relationships to perform any international SWIFT transfer and incorporated with several correspondent/intermediary banks that support our clients in making international money transfers/receive via SWIFT Transfer. All SWIFT trademarks are owned by S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. DNBC is only responsible for managing and supporting our clients to send payments as well as make transactions via DNBCnet.
Information updated as of August 2022. The fees and charges are subject to change from time to time.
You can easily open a personal current account with DNBC in a matter of seconds and at no additional cost by filling out our application form on our website. This can be found either on the personal account features tab or on the top right corner of our website. We will then contact you to complete the identification process and you will be able to use all of DNBC Financial Canada Limited's benefits right after the 1st deposit of (or $) C$500 is made.
After the process of opening an account is done, you would gain many benefits of being a DNBC’s customer including secure online payment, the ability to transfer money internationally as well as exchange currency at a favorable rate.
In addition, we also provide corporate accounts for our business customers including current account, merchant account, and payment gateway functions with many more benefits for businesses with a very straightforward process as well. Please visit our website for more information about the latest promotions and other accounts’ benefits
If you ever encounter any difficulties during the account opening process, please contact us via email: [email protected] or our hotline at: +1 (949) 508 0235.
SWIFT - Society for Worldwide Interbank Financial Telecommunication.
Transaction orders are transmitted between members of this network.
Each member is identified with a unique SWIFT/ BIC code.
To this day, SWIFT is the biggest and most efficient tool for international money transfer, with over 11.000 member institutions in over 200 countries, sending over 5 billions financial messages globally every year.
SWIFT works by assigning each member institution a unique ID code that identifies the bank name, country, city, and branch.
For example, a member of DNBC Financial Group in Europe - DNBC Financial Europe code is: DSFE LT 21 XXX
You can become a DNBC Financial Group’s client and gain full benefits from our personal accounts at the age of 18. If you are younger than 18, you would need a legal representative to open the account in their name and take responsibility for you when using our services.
To open an account with us, you would need to finish the identification procedure for the registering process, you would need to provide us with international personal documentation, ie. a passport or ID card.
After you finish the registration process with us, you will receive an online payment (DNBCnet) account and you can start using our services from that moment onward. For ease of use in everyday activity, you can order a debit/prepaid card from DNBC which would be sent to you via postal services as quickly as 2 working days.
However after that process, there would be no more paperwork to fill and you can enjoy many benefits like managing your account anywhere, a multi-currency account if you travel a lot with no limits in transferring transactions around the globe (We may need you to prove your identity if you want to transfer a large sum of money). You would essentially receive an international account when you open an account with us.
|Network||States of Canada.||170 countries and territories.|
|Transaction time||01-02 business days.||02-05 business days. |
Or more depending on the relationship between the two financial institutions
|Transaction limit|| |
10,000 CAD/day for a personal account.
50,000 CAD/day for a corporate account.Note:
This is the default limit when establishing your account.
The limit can be increased up to 200,000 CAD for personal account and 500,000 CAD for corporate account..
Contact +1 (949) 508 0235 for transaction limit update.
|Transfer fees||Cheaper for transfer within States of Canada.||Depends on the fees of the correspondent banks involved.|
At this time, with SWIFT transfer, you can send money from your CAD account to other accounts in any other currencies.
However, when you receive payments in other currencies, the fund will be automatically converted to CAD in your DNBC Financial Group current account.
You can send and receive international funding via SWIFT and SEPA transfer.
SEPA transfer is used when a transaction is made between countries in the EU/EEA.
SWIFT transfer can be used for transactions between 170 countries and territories around the world, including European countries.
At DNBC, we understand the urgency when you need cash from your account, that's why we provide debit/prepaid cards for easier withdrawal of money, you can do this at any ATMs or cash point approved by Mastercard.
See more: DNBC table of fees for SWIFT and SEPA
With SWIFT transfer services recently implemented, DNBC Financial Canada Limited has partnered with several correspondent banks to provide our customers with the best possible fee and the least amount of wait time for international transactions.
At the moment, DNBC Financial Group can support transfer and receive from 170 countries and territories around the world including the UK, the EU, Japan, South Korea, Switzerland, Finland, the UAE, Singapore, Malaysia, HongKong, India, Norway, Germany, Sweden, France, Canada, Australia and many more.
However, we also have a list of 25 prohibited countries regarding SWIFT transfer.
See what the media has to say about DNBC
We are always proud of being an experienced Financial Institution in the global financial payment market.
We provide the Best International Money Transfer Services. DNBC FINANCIAL GROUP can assist you with different payment methods, whether it is a personal account or a business account.